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Frequently Asked Questions

We have gathered a few of the most frequently asked questions that we receive from our clients.  We hope this helps you in your insurance endeavor. 

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Does my personal auto policy cover a rental car?

 

Yes & no. Your personal auto policy will provide liability coverage and physical damage coverage equal to the coverage you have on your own cars, for the car you rent. However, many rental car contracts have language in them that requires you to replace the car with a brand new version while your insurance policy will pay to replace the car with like kind and quality.

 

Do you provide payment plans for home owners?

 

Yes, we have several no escrow payment plans available that range from a 1 pay to a 4 pay option.  We can also draft out of your banking account for a 12 month cycle pay. 

 

How can I get the best homeowner's insurance at the best price?

 

The price you pay for homeowner's insurance can vary by hundreds of dollars, depending on the insurance company you buy your policy from. One tip is to ask your insurance agent or company representative about discounts available to you, but there are many others, some of which are listed below.

 

  • Shop around

  • Raise your deductibles

  • Check your policy once a year.

 

 

 

 

 

 

 

 

 

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